How it helps
Use it for a focused task
The page opens with a practical budget worksheet where pensioners enter their current situation and see immediate annual and monthly figures. A side panel offers context on policy changes and quick actions.
Below the main calculator, a scenario walkthrough compares single pensioner vs couple outcomes, followed by a payment timing comparison table and common mistakes section. Enter your weekly state pension and any private pension income.
Select your household type (single or couple) and current winter fuel payment amount. The calculator shows your clawback-adjusted annual energy budget, monthly target, and how much you must find from other sources.



